What this policy covers
We collect only the details needed to run your account, process payments, answer messages and keep records accurate. That can include your name, mobile number, device data, IP address, wallet references, browser type and the time of each action. When you use UPI, Paytm or PhonePe,
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the sender reference helps us match the transfer and reduce duplicate entries. We may also use the data to check misuse signals, settle disputes and meet legal or tax duties. Access, correction, deletion or any other request is handled after verification and according to local law.
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If a rule in your location requires a different treatment, we follow that rule for the related record. We keep logs for the period needed to resolve queries, protect the account and complete any required checks, then remove or narrow them to the smallest useful set.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.